101 Ways to Save Money on Your Tax Legally! by Adrian Raftery
ISBN 9780730375883 / 0730375889

This book covers the key categories of employment, education expenses, investment properties, share investments, superannuation, business, motor vehicles and medical expenses. It will help you prepare your paperwork for tax time – getting together all your deductions for your accountant, or ready for you to lodge online. You only see your accountant or do your tax once a year, but to get the best possible return, you need to be thinking about it for 365 days!

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There are so many ways to save money …. here are 5 ways to save money.

1. Family Food budget

Cut down or eliminate all  junk  food like chips, lollies, and soft drink. If you drink alcohol think about reducing or quitting. Buy fruit and vegetables in season.

2. Telephone and Internet Bills

Look closely at how you use your phones and the internet and see if you can get a bundled package.

3. Saving money on fuel

Buy your fuel on the discounted days and keep an eye out for lower priced petrol stations. Walk or bike ride when you can. Keep your tyres at the correct pressure

4. Lower  your electricity bill

Set your heater a couple of degrees lower and make sure all windows are covered. Block any droughts.

5. Research larger items online

If you are going to buy a TV or new video camera then do all your research online. You may even find buying these items online cheaper than a conventional shop.

See the website Managing Money for more money saving tips

A budget allows you to plan ahead what income and expenses you will have and how you will pay for them.

To generate long term wealth, you must take a small step everyday.
Every sound financial decision you make will assist you to be in a better financial position than the day before and your life will improve over the long-term.

You need to be realistic in regards to your expectations and often if you read something that you think is too good to be true then you may be right. At the same time, it is important to recognise genuine income producing ideas, programs and strategies that could change your life are being promoted every day.

Money Tree

You must design a financial plan to assist you to reach your financial goals and stick to it everyday.

Read more about a realistic approach to get rich quick schemes